Wondering whether renting or buying a home in Katy, TX makes more sense right now? This post breaks down real 2026 costs for both options — rent prices, monthly mortgage estimates, equity math, and the market conditions shaping the decision today.

Buying a home in Katy, TX in 2026 doesn't have to mean overpaying. With a median sale price around $328,000 and more negotiating room than in recent years, prepared buyers are in a strong position. Here's what you need to know before you make an offer.