A $255K new build costs about $2,664/month in Brookshire's La Segarra (Waller County) vs. $2,708 in Fulshear Lakes (Fort Bend). The MUD and HOA, not the county, decide the bill.

How to tell if your Brookshire, TX agent is negotiating builder incentives: dollar values, outside Loan Estimates, unadvertised asks, and everything in writing.

Katy builders often offer a rate buydown instead of a price cut. Here's the payment and loan-balance math on a $400,000 new build at 7.00%, and the six-year break-even that decides which saves you more.